A Step by Step Guide to Prepaid Funerals
No amount of preparation could ever make a person ready for death; whether it is their own or dealing with the loss of a loved one. Even if you are given some time to prepare for losing someone you love or saying goodbye to people in your life, it would not change the fact that the pain, hurt, and grief would still be the same once it happens. It is simply just how the natural world works, and no person in the world could have control over time and death. What you could, however, have control over is, how you will leave this world or how you will prepare in case of untimely and unexpected deaths within your family. Preparing for such occurrences through the means of acquiring prepaid funeral plans is a good way to lessen the burden of planning a funeral to commemorate the life of your loved one. It is always a good way for you to be able to rest easy knowing that something should happen; your family would no longer need to worry about money. In this day and age, getting a prepaid funeral plan is probably one of the best financial investments a person could make.
Choosing the Right Plan
Last year, the average cost of funerals in the United Kingdom was already at £4,271. Imagine how much more it would rise given the economic status and the average annual inflation rate of 2% in the years to come. Getting the right plan for you not only means that you would be able to get something of a lesser value than the average funeral, it, more importantly, it means that you get the best value in package for the amount that you are able and willing to pay. S. Stibbards & Sons have 4 plans you could choose from, depending on the inclusions and of course, the value that you are willing to pay. If you are on a budget, you can opt for just a simple funeral plan, inclusive of a basic coffin and assistance to cover the burial or cremation. You get a £1,200 allocation for crematorium or burial fees included in the package, and you would only have to pay for £2,899 for the plan. If you want to have a simple funeral service included in the plan, you could choose the Crystal Plan valued at £3,349. If you want to have a customisable plan, you can choose between the Pearl Plan valued at £4,144 or the Ruby Plan valued at £4,599 where a limousine or two is included. With all of the plans, you have the ability to transfer it to your family members should there be a need for it.
How to Get One
Getting your plan is easy as one, two, three because you have three different convenient ways to apply for one. The first one is by the self-complete method: once you request for a funeral plan pack from Stibbards and you got to choose which one you would like to avail of, you would just simply need to fill out the application form enclosed in the pack and send it back to them with your chosen mode of payment. Golden Charter will then send you your certificate of entitlement along with another copy for Stibbards’ safe-keeping. Simple, right? If you have a lot of questions that you want answered before securing a plan, you could simply either visit one of their local offices located in Hadleigh, Canvey Island, Southend-On-Sea, Leigh-on-Sea, Shoeburyness, or Hockley. Or, you could arrange an appointment so that S. Stibbards & Sons would send someone over for a home visit at your convenience. You can opt to pay for your chosen prepaid funeral plan in a single payment and immediately get a Certificate of Entitlement, or you could pay for it through financing where you will be given a provisional membership card until you have completely paid for it.
The Best Financial Decision
A prepaid funeral plan is an excellent alternative to saving or investing money through banks or financial institutions, especially if you consider the dramatic rise in funeral costs over the past couple of years. The best part about it is that the money that you would pay for your chosen plan will be managed by Golden Charter Trust. So if you would use the plan for a funeral in 20, 30, 40 years down the line, your family would no longer need to pay for a single penny more to cover the funeral costs. In fact, any growth from your money would be used to provide the services included in the plan that you opted into.