How to Negotiate with the Insurance Companies After an Accident
Personal injury accidents, especially car accidents, can bring on headaches in more ways than one. Not only do you have to deal with recovering from your injuries, but you also need to deal with a damaged vehicle and difficult insurance companies. This is no easy feat. But you still need to fight to receive the compensation you need. So, how should you deal with insurance companies after an accident?
Things NOT to Do
First off, you never want to use the wrong negotiation style as this can hurt your relationship with insurance companies. The number one rule is to always be prepared before you talk to insurance companies. You never want to just wing it. Make a plan and know what to expect from insurance companies. They are trained to take advantage of unprepared customers, which is why you should speak with a trusted auto accident attorneys in Philadelphia to help you through the process.
You also never want to rush the process. This takes time and you will need to be open to communication and do it right. That means follow through with all of the details, and never get caught up in number specifics. The amount you expect to get may change as things evolve.
This means you shouldn’t procrastinate either. That doesn’t mean you have to call them every single day, but file the claim as quickly as possible and stay on top of things. Keep up to date on the status of everything and never be afraid to ask questions. It is best to keep the momentum going, especially towards the end of the claim process. Don’t slack off because things are almost done, you want to stay involved until it is all complete.
Things to Do
We know being involved in an auto accident is time-consuming and dealing with the aftermath of everything is not an easy task.
This is why you need to get help from an attorney to help you through the process. Working with a professional greatly improves your chances of a successful claim and it ends up being less stressful for you!
Proper Steps to Take After An Accident
For the chances of a successful claim, make sure you are following the proper steps.
- ALWAYS seek proper medical attention right away. Even if you are unsure if you are injured, it is best to always check. Also, follow up with your doctor and their orders, if not, this could severely impact your claim.
- Report the accident to the necessary parties as soon as possible. This means insurance companies and possibly authorities. You never want to wait too long to start your claim, as it can come back and hurt your chances of compensation.
- Meet with a skilled attorney. Having the right attorney on your side will make everything easier and in the end, help with your chances of higher compensation.
Don’t say yes right away if what the insurance companies are offering is not fair. Especially if you have strong evidence on your side, your lawyers can boost your value and chances of a successful claim. You may have to pay an attorney fee, but it will be worth every penny after all is said and done.